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Considering taking out a payday loan?

We are partnering with the Ohio University Credit Union to offer a MicroLoan program for Athens County Residents. This loan program is for a one-time expense not exceeding $1,500.00.

You must have 30 days of a stable income within an ability to repay. Participation in financial empowerment sessions throughout the term of the loan is required. A fraud activity check will be conducted.

Eligible Expenses

  • Car repair on a vehicle owned and insured by the applicant
  • Paying off a payday or car title loan
  • Home repair on applicant-owned home
  • Medical expenses not covered by insurance
  • A one-time educational or certification expense
  • Deposit for a home or apartment

Documentation Needed

  • Proof of employment or income for the month preceding your application, such as:
    • Paycheck stubs for at least the past 30 days OR
    • Proof of Social Security or SSI income
  • Current Driver's License or State ID
  • Social Security Card
  • Receipts, bills, and statements to complete a budget
  • Documentation of the expense needed (such as a quote for car repair, or amount owed on predatory loan, etc.)

To apply or ask questions, contact Amanda Sawvel, HAPCAP Community Resource Navigator at amanda.sawvel@hapcap.org, or call (740) 767-4500.

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